Risk Disclosure and Disclaimer The Money Escalator Newsletter and System The Money Escalator Newsletter (ISSN: 1547-9668) consists of five parts: Market Trends, Industry Trends, 401k and Mutual Fund Corner, Stock Ideas, and Educational Corner. The planned publication dates and times are bi-monthly at or around the first week and the third week of the month. Current issues of the newsletter are available to Subscribers in the Login area of The Money Escalator's website. Keith D Goodman, Registered Investment Advisor, is the editor of this newsletter. The Subscription Price Schedule for the The Money Escalator Newsletter and System will be posted at The Money Escalator's website. The Money Escalator, LLC may, at any time, change, alter or amend the Subscription Price Schedule. Investment Approach The Money Escalator Investments, LLC uses a proprietary Market Sentiment Investment Process to select indications for the Market in the The Money Escalator Newsletter and System Asset Allocation. This approach evaluates market conditions based on their valuation, momentum, and technical trend as described in The Money Escalator System. Asset Allocation Performance The The Money Escalator Newsletter performance stated on the website has been back tested for one, two, three, five, and ten years using the market sentiment indicators. There were periods of positive market sentiment that resulted in a loss in value. In each of the periods, if followed properly, gave results that significantly outperformed both the Dow Jones and NASDAQ indexes. The Money Escalator Newsletter and System carry an inherent element of risk, including the potential for loss of principal. The Money Escalator, LLC cannot and does not give any assurance that the present or future buy/sell recommendations included in The Money Escalator Newsletter and System will be profitable. Past performance is not a guarantee for future results. Due to the rapidity of change in the markets and other factors which are beyond the control of The Money Escalator, The Money Escalator considers it more likely than not that the investment results of the model portfolios will not be identical to the results of investments and trades you make, even if you follow exactly the strategies and allocations given in the Newsletter and Updates. The Money Escalator, LLC cannot be responsible for the timing of the investor in such markets.     The Money Escalator Information This website and the The Money Escalator Newsletter and System are for information purposes only. Nothing herein should be construed as an offer to buy or sell securities or to give individual investment advice. The Money Escalator Investments, LLC only offers limited advice as to investment objectives, financial situation, and particular needs of any specific person who may receive the newsletter. The Money Escalator Investments, LLC is not soliciting any newsletter subscriber or website visitor to execute any trade. The products mentioned in The Money Escalator Newsletter and System or the website may not be eligible for sale in some states or countries, and they may not be suitable for all types of investors. •  Copyright and Trademarks The Money Escalator, The Money Escalator Newsletter, The Money Escalator Financial System, are the property of The Money Escalator Investments, LLC. You may not use, adopt or attempt to register anywhere in the world, whether alone or together with any other mark, symbol, or name, any The Money Escalator trade name or mark or service name or mark that is similar or confusingly similar to the The Money Escalator trademarks. The third-party trademarks or service marks appearing on this web site are the property of their respective owners. Standard & Poor's 500 Index (S&P 500®) is a registered trademark of The McGraw-Hill Companies, Inc. Dow Jones® Index is a registered trademark that is branded by Dow Jones Index. All other trademarks, brands, and names are the property of their respective owners. •  Website Links The site contains links to websites operated by other businesses. The Money Escalator Investments, LLC does not control these other sites and is not responsible for their content. The Money Escalator Investments, LLC does not necessarily endorse the linked sites or have any association with the operators of those sites. The Money Escalator Investments, LLC The Money Escalator Investments, LLC is an independent, investment research company with the mission of providing actionable investment ideas and insights that result in superior portfolio returns. The Money Escalator Investments, LLC neither is affiliated with nor receives any compensation from outside sources. Owners and employees of The Money Escalator Investments, LLC for their accounts do invest in their some of their own ideas and allocation models for purposes of tracking the portfolios and stock ideas. Any one or more of their positions may not necessarily be the same as that of a Subscriber. The owners and employees of The Money Escalator Investments, LLC may also for their own accounts buy, sell, or hold long or short positions in common stocks or other securities of companies mentioned in the investment newsletter. Investing and trading in stocks and other securities are risky. Investments in mutual funds such as those included in the The Money Escalator model portfolios carry an inherent element of risk, including the potential for loss of principal. The Money Escalator cannot guarantee and you should not assume past performance of The Money Escalator model portfolios, The Money Escalator's investment strategy, any mutual fund, or any stock, is either an indication of or a guarantee for future results. The Money Escalator cannot and does not give any assurance that the trades placed based on The Money Escalator Information will be profitable. The Money Escalator Information may contain opinions and statements concerning or related to securities and investments. The Money Escalator does not represent, endorse, or warrant the timeliness, sequence, accuracy, or reliability of any such information. Neither The Money Escalator nor any provider of information or content in The Money Escalator Information shall have any liability for investment decisions based upon, or the results obtained from The Money Escalator Information. See the Terms & Conditions of Use and Subscriber Agreement. The Money Escalator is not soliciting you to execute any trade. Nothing contained in The Money Escalator Information is intended to be, nor shall it be construed as an offer to buy or sell securities or to give individual investment advice. The Money Escalator Newsletter does not offer individual investment advice and does not seek to know your specific investment objectives, financial situation, or particular needs. The Money Escalator does not collect your financial information except as required for the purposes set forth in the Privacy Policy. The Money Escalator System offers an asset allocation strategy that is limited and should be used only as a guideline after consulting with your investment professional and tax advisor. You acknowledge that you have not provided Provider with your specific investment objectives, financial situation, or particular needs. You agree to use The Money Escalator Information for informational purposes only. You agree that Provider does not and has not provided you with any investment advice. The products mentioned in The Money Escalator Newsletter and System may not be eligible for sale in some states or countries, and they may not be suitable for you. Before buying or selling any mutual fund, security, or investment, read the prospectus carefully. You agree that your use of The Money Escalator Information is at your own risk. You agree that any trades you execute following The Money Escalator Information are taken at your own risk for your own account. Provider is neither a registered broker-dealer under the laws of the United States of America or any State or any other jurisdiction.   Certain Terms and Conditions This Disclosure and any revisions to it are part of your Terms & Conditions of Use and Subscriber Agreement. Any terms defined in the Terms & Conditions of Use and Subscriber Agreement which appear in this Disclosure shall have the meanings defined in the Terms & Conditions of Use and Subscriber Agreement.   This page is best viewed in 800 by 600 pixels screen resolution or higher. Copyright © 2006 The Money Escalator Investments, LLC. All rights reserved.